Working capital, from
$10K–$500K
Why working capital
When the opportunity won't wait for a bank.
Small businesses don't run on quarterly timelines. A big order lands, a machine breaks, a slow month hits payroll. Working capital is fast, flexible cash to keep the business moving — repaid over a short term as revenue comes in.
We're not a bank and we're not a single lender. We match your business to the funder and structure that actually fits — then move fast so the money is there when you need it.
- Funds for any business purpose — no use-of-funds approval needed.
- Approval weighted on revenue and cash flow, not just credit.
- Daily, weekly, or monthly repayment options to match your cash cycle.
"Funded the next morning."
A wholesale order came in twice our usual size and we needed to pay the supplier up front. Quick Capital had an offer to us same day and the cash hit the account the next morning. We'd have lost the order waiting on the bank.
Specialty foods distributor · $85K working capital
What owners use it for
One simple application. Put it to work however you need.
Payroll
Make payroll, every time
Bridge a slow stretch so your team gets paid on schedule — no scramble, no missed runs.
Inventory
Stock up & buy in bulk
Take the volume discount or load up before your busy season instead of leaving sales on the table.
Equipment
Fix or replace fast
When the truck, oven, or line goes down, get back to operating in days — not after a long loan process.
Growth
Fund the next move
New location, a marketing push, a bigger contract — capital to act while the opportunity is live.
How it works
From application to funded in three fast steps.
Apply online
A short application about your business and revenue. No credit pull to check your options, no obligation.
See your offers
An advisor reviews your file and matches you to funders. You see real numbers — amount, term, and cost — before you commit.
Get funded
Accept the offer that fits and the funds land in your business account — often within a day or two.
Why not just the bank
Built for speed, not paperwork.
A traditional bank loan
- Weeks to months for a decision
- Heavy documentation and collateral
- Credit-score gatekeeping
- Rigid, long-term repayment
- One yes-or-no answer
Working capital with Quick Capital
- A decision in hours, funding in 24–48
- Light paperwork, no collateral on many offers
- Approval weighted on revenue and cash flow
- Short, flexible terms matched to your cycle
- Multiple funders, one application
Questions, answered
What to know before you apply.
How fast can I actually get the money?
Many businesses get an offer the same day they apply and funding within 24–48 hours of accepting. Exact timing depends on the funder and how quickly you can share a few documents (usually recent bank statements).
How much can I qualify for?
Typically $10,000 to $500,000, sized to your monthly revenue and cash flow. The application gives us what we need to come back with real numbers.
Will this hurt my credit?
No. Checking your options doesn't affect your credit. Approval leans heavily on your business revenue, so a less-than-perfect personal credit score doesn't automatically rule you out.
What do I need to qualify?
Generally about 6+ months in business and roughly $10,000+ in monthly revenue. Be ready to share recent business bank statements so a funder can verify cash flow.
What can I use the funds for?
Anything the business needs — payroll, inventory, equipment, marketing, covering a slow month, or seizing an opportunity. There's no use-of-funds approval like an SBA loan.
Is Quick Capital a lender?
No. Quick Capital is a financing advisory and marketplace, not a lender. We match you to third-party funders and you always see the actual terms — amount, term, and cost — before you accept anything.
Need the capital this week?
See what you qualify for in about 10 minutes. No credit pull to check, no obligation — just real options, fast.