/* ==========================================================================
   Momentum Capital — bold "fast capital" design system (bespoke per site)
   Consumes theme tokens from css/theme.css (--brand-*). Distinct from the
   other sites: dark hero, electric-orange accent, heavy Sora type, sharp edges.
   ========================================================================== */

:root {
  --ink: var(--brand-primary);
  --ink-deep: var(--brand-primary-deep);
  --ink-soft: var(--brand-primary-soft);
  --accent: var(--brand-accent);
  --accent-bright: var(--brand-accent-bright);
  --accent-soft: var(--brand-accent-soft);
  --bg: var(--brand-bg);
  --surface: var(--brand-surface);
  --text: var(--brand-ink);
  --muted: var(--brand-muted);
  --line: #e4e7ee;
  --line-dark: rgba(255,255,255,0.14);

  --radius-sm: 8px;
  --radius: 12px;
  --radius-lg: 18px;

  --shadow-sm: 0 4px 16px rgba(var(--shadow-rgb), 0.08);
  --shadow-md: 0 16px 44px rgba(var(--shadow-rgb), 0.12);
  --shadow-lg: 0 32px 70px rgba(var(--shadow-rgb), 0.20);
  --ring: 0 0 0 4px rgba(255, 106, 43, 0.22);

  --max: 1160px;
  --serif: var(--brand-font-heading);  /* heading font (Sora) */
  --sans: var(--brand-font-body);      /* body font (Manrope) */
}

*, *::before, *::after { box-sizing: border-box; }
html { scroll-behavior: smooth; -webkit-text-size-adjust: 100%; }
@media (prefers-reduced-motion: reduce) { html { scroll-behavior: auto; } * { animation: none !important; transition: none !important; } }

body {
  margin: 0; font-family: var(--sans); font-size: 1.0625rem; line-height: 1.6;
  color: var(--text); background: var(--bg);
  -webkit-font-smoothing: antialiased; -moz-osx-font-smoothing: grayscale;
}
img { max-width: 100%; height: auto; display: block; }

h1, h2, h3, h4 { font-family: var(--serif); font-weight: 800; line-height: 1.05; letter-spacing: -0.02em; color: var(--ink); margin: 0 0 0.55em; }
h1 { font-size: clamp(2.5rem, 6vw, 4.25rem); }
h2 { font-size: clamp(1.85rem, 3.6vw, 2.8rem); }
h3 { font-size: 1.3rem; font-weight: 700; }
p { margin: 0 0 1rem; }
a { color: var(--accent); text-decoration: none; transition: color 0.15s ease; }
a:hover { color: var(--ink); }
:focus-visible { outline: 2px solid var(--accent); outline-offset: 3px; border-radius: 4px; }

.container { max-width: var(--max); margin: 0 auto; padding: 0 1.5rem; }
.muted { color: var(--muted); }
.eyebrow {
  display: inline-block; font-family: var(--sans); font-weight: 700; font-size: 0.78rem;
  letter-spacing: 0.14em; text-transform: uppercase; color: var(--accent); margin: 0 0 0.85rem;
}
.lede { font-size: 1.18rem; color: #3a4154; }

.skip-link { position: absolute; left: -999px; top: 0.75rem; padding: 0.5rem 1rem; background: var(--ink); color: #fff; z-index: 100; border-radius: 6px; }
.skip-link:focus { left: 0.75rem; }

/* ---------- Buttons ---------- */
.btn {
  display: inline-flex; align-items: center; gap: 0.55rem; font-family: var(--serif); font-weight: 700;
  font-size: 1rem; padding: 0.95rem 1.7rem; border-radius: var(--radius-sm); border: 2px solid transparent;
  cursor: pointer; transition: all 0.16s ease; text-decoration: none; line-height: 1;
}
.btn-arrow::after { content: "\2192"; transition: transform 0.16s ease; }
.btn-arrow:hover::after { transform: translateX(4px); }
.btn-primary, .btn-gold { background: var(--accent); color: #fff; }
.btn-primary:hover, .btn-gold:hover { background: var(--accent-bright); color: #fff; transform: translateY(-2px); box-shadow: var(--shadow-md); }
.btn-ghost { background: transparent; color: var(--ink); border-color: var(--line); }
.btn-ghost:hover { border-color: var(--ink); color: var(--ink); }
.btn-light { background: #fff; color: var(--ink); }
.btn-light:hover { background: var(--accent); color: #fff; transform: translateY(-2px); }
.btn-secondary { background: var(--ink); color: #fff; }
.btn-secondary:hover { background: var(--ink-soft); color: #fff; }
.btn-block { width: 100%; justify-content: center; }
.link { font-weight: 700; color: var(--accent); white-space: nowrap; font-family: var(--serif); }
.link::after { content: " \2192"; }

/* ---------- Header ---------- */
.site-header { position: sticky; top: 0; z-index: 50; background: rgba(255,255,255,0.9); backdrop-filter: saturate(150%) blur(12px); -webkit-backdrop-filter: saturate(150%) blur(12px); border-bottom: 1px solid var(--line); }
.header-inner { max-width: var(--max); margin: 0 auto; padding: 0.85rem 1.5rem; display: flex; align-items: center; justify-content: space-between; gap: 1rem; }
.logo { display: inline-flex; align-items: center; gap: 0.6rem; font-family: var(--serif); font-weight: 800; font-size: 1.22rem; color: var(--ink); letter-spacing: -0.02em; text-decoration: none; }
.logo-mark { width: 36px; height: 36px; border-radius: 9px; background: var(--accent); color: #fff; display: inline-flex; align-items: center; justify-content: center; font-weight: 800; font-size: 1.2rem; transform: skewX(-6deg); }
.logo-mark > * { transform: skewX(6deg); }
.logo-sub { color: var(--muted); font-weight: 700; }
.nav { display: flex; align-items: center; gap: 1.7rem; }
.nav a { color: var(--ink); font-weight: 600; font-size: 0.95rem; }
.nav a:hover { color: var(--accent); }
.nav .nav-cta { background: var(--ink); color: #fff; padding: 0.6rem 1.15rem; border-radius: var(--radius-sm); }
.nav .nav-cta:hover { background: var(--accent); color: #fff; }
.nav-toggle { display: none; background: var(--ink); border: none; color: #fff; font-weight: 700; padding: 0.5rem 0.9rem; border-radius: var(--radius-sm); cursor: pointer; }
@media (max-width: 860px) {
  .nav-toggle { display: inline-block; }
  .nav { position: absolute; top: 100%; left: 0; right: 0; flex-direction: column; align-items: stretch; gap: 0; background: #fff; padding: 0.5rem 1.5rem 1.25rem; border-bottom: 1px solid var(--line); box-shadow: var(--shadow-md); display: none; }
  .nav.is-open { display: flex; }
  .nav a { padding: 0.8rem 0; border-bottom: 1px solid var(--line); }
  .nav .nav-cta { margin-top: 0.75rem; text-align: center; }
}

/* ---------- Hero (dark, bold, speed) ---------- */
.hero { position: relative; overflow: hidden; background: var(--ink-deep); color: #fff; padding: clamp(3.5rem, 8vw, 6.5rem) 0 clamp(3rem, 6vw, 5rem); }
.hero::before { content: ""; position: absolute; inset: 0; background: radial-gradient(50% 60% at 80% 0%, rgba(255,106,43,0.28) 0%, rgba(255,106,43,0) 60%); pointer-events: none; }
.hero::after { content: ""; position: absolute; right: -8%; bottom: -40%; width: 520px; height: 520px; border-radius: 50%; border: 2px solid rgba(255,255,255,0.06); pointer-events: none; }
.hero .container { position: relative; }
.hero-inner { max-width: 760px; }
.hero-badge { display: inline-flex; align-items: center; gap: 0.5rem; background: rgba(255,106,43,0.16); border: 1px solid rgba(255,106,43,0.4); color: var(--accent-bright); font-weight: 700; font-size: 0.82rem; padding: 0.4rem 0.95rem; border-radius: 999px; margin-bottom: 1.5rem; letter-spacing: 0.02em; }
.hero-badge .pulse { width: 9px; height: 9px; border-radius: 50%; background: var(--accent); box-shadow: 0 0 0 0 rgba(255,106,43,0.7); animation: pulse 1.8s infinite; }
@keyframes pulse { 0% { box-shadow: 0 0 0 0 rgba(255,106,43,0.6);} 70% { box-shadow: 0 0 0 10px rgba(255,106,43,0);} 100% { box-shadow: 0 0 0 0 rgba(255,106,43,0);} }
.hero h1 { color: #fff; margin-bottom: 1.1rem; }
.hero h1 em { font-style: normal; color: var(--accent); }
.hero-sub { font-size: 1.25rem; color: #c3c8d6; max-width: 600px; margin: 0 0 2rem; }
.hero-actions { display: flex; flex-wrap: wrap; gap: 0.8rem; margin-bottom: 2.25rem; }
.hero-chips { display: flex; flex-wrap: wrap; gap: 0.6rem; }
.hero-chips span { display: inline-flex; align-items: center; gap: 0.45rem; background: rgba(255,255,255,0.06); border: 1px solid var(--line-dark); color: #e6e9f1; font-size: 0.88rem; font-weight: 600; padding: 0.5rem 0.9rem; border-radius: 999px; }
.hero-chips span::before { content: "\2713"; color: var(--accent); font-weight: 800; }

/* ---------- Speed strip ---------- */
.speedbar { background: var(--accent); color: #fff; }
.speedbar-inner { max-width: var(--max); margin: 0 auto; padding: 1.1rem 1.5rem; display: flex; flex-wrap: wrap; justify-content: center; gap: 0.6rem 2.2rem; text-align: center; font-weight: 700; font-family: var(--serif); }
.speedbar-inner span { display: inline-flex; align-items: center; gap: 0.5rem; }
.speedbar-inner span::before { content: "\2022"; opacity: 0.6; }
.speedbar-inner span:first-child::before { content: none; }

/* ---------- Sections ---------- */
.section { padding: clamp(3rem, 6vw, 5.5rem) 0; }
.section-alt { background: var(--surface); }
.section-dark { background: var(--ink); color: #cfd4e0; }
.section-dark h2 { color: #fff; }
.section-head { display: flex; align-items: flex-end; justify-content: space-between; gap: 1.5rem; margin-bottom: 2.25rem; flex-wrap: wrap; }
.section-head h2 { margin: 0; }
.section-center { text-align: center; max-width: 640px; margin: 0 auto 2.5rem; }

/* ---------- Split ---------- */
.split { display: grid; grid-template-columns: 1.05fr 0.95fr; gap: 3.5rem; align-items: center; }
@media (max-width: 860px) { .split { grid-template-columns: 1fr; gap: 2rem; } }
.checklist { list-style: none; padding: 0; margin: 1.25rem 0 0; }
.checklist li { position: relative; padding-left: 2rem; margin-bottom: 0.85rem; color: #3a4154; }
.checklist li::before { content: "\2713"; position: absolute; left: 0; top: 1px; width: 22px; height: 22px; background: var(--accent-soft); color: var(--accent); border-radius: 6px; display: inline-flex; align-items: center; justify-content: center; font-size: 0.8rem; font-weight: 800; }

/* ---------- Use-case / product cards ---------- */
.card-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(240px, 1fr)); gap: 1.25rem; }
.feature-card { background: #fff; border: 1px solid var(--line); border-radius: var(--radius); padding: 1.6rem; transition: transform 0.16s ease, box-shadow 0.16s ease, border-color 0.16s ease; }
.feature-card:hover { transform: translateY(-4px); box-shadow: var(--shadow-md); border-color: var(--accent); }
.feature-card .amount { font-family: var(--serif); font-weight: 800; font-size: 1.5rem; color: var(--accent); margin: 0 0 0.5rem; }
.feature-card h3 { margin-bottom: 0.4rem; }
.feature-card p { color: var(--muted); font-size: 0.96rem; margin: 0; }

/* ---------- Steps timeline ---------- */
.steps { display: grid; grid-template-columns: repeat(auto-fit, minmax(220px, 1fr)); gap: 1.25rem; }
.step { position: relative; padding: 1.6rem; background: #fff; border: 1px solid var(--line); border-radius: var(--radius); }
.step .num { display: inline-flex; align-items: center; justify-content: center; width: 40px; height: 40px; border-radius: 9px; background: var(--ink); color: #fff; font-family: var(--serif); font-weight: 800; margin-bottom: 0.9rem; }
.step .when { display: block; font-size: 0.78rem; font-weight: 700; text-transform: uppercase; letter-spacing: 0.08em; color: var(--accent); margin-bottom: 0.5rem; }
.step h3 { margin-bottom: 0.4rem; }
.step p { color: var(--muted); margin: 0; font-size: 0.96rem; }

/* ---------- Stats ---------- */
.stats { display: grid; grid-template-columns: repeat(auto-fit, minmax(170px, 1fr)); gap: 1.5rem; text-align: center; }
.stat strong { display: block; font-family: var(--serif); font-weight: 800; font-size: clamp(2.1rem, 4vw, 3rem); color: var(--accent-bright); letter-spacing: -0.03em; }
.stat span { font-size: 0.92rem; color: #aab0c0; }

/* ---------- Compare ---------- */
.compare { display: grid; grid-template-columns: 1fr 1fr; gap: 1.25rem; }
@media (max-width: 700px) { .compare { grid-template-columns: 1fr; } }
.compare-col { border-radius: var(--radius); padding: 1.75rem; border: 1px solid var(--line); }
.compare-col.them { background: var(--surface); }
.compare-col.us { background: var(--ink); color: #d7dbe6; border-color: var(--ink); }
.compare-col h3 { margin-bottom: 1rem; }
.compare-col.us h3 { color: #fff; }
.compare-col ul { list-style: none; padding: 0; margin: 0; }
.compare-col li { padding: 0.55rem 0 0.55rem 1.8rem; position: relative; border-top: 1px solid var(--line); }
.compare-col.us li { border-top: 1px solid rgba(255,255,255,0.1); }
.compare-col li:first-child { border-top: none; }
.compare-col.them li::before { content: "\2715"; position: absolute; left: 0; color: #b3b9c6; font-weight: 800; }
.compare-col.us li::before { content: "\2713"; position: absolute; left: 0; color: var(--accent); font-weight: 800; }

/* ---------- Quote ---------- */
.quote { background: #fff; border: 1px solid var(--line); border-left: 4px solid var(--accent); border-radius: var(--radius); padding: 1.75rem; }
.quote .kicker { font-family: var(--serif); font-weight: 700; font-size: 1.15rem; color: var(--ink); margin: 0 0 0.75rem; }
.quote p.body { color: #3a4154; margin: 0 0 1rem; }
.quote .who { font-size: 0.88rem; color: var(--muted); margin: 0; }

/* ---------- FAQ ---------- */
.faq { max-width: 760px; margin: 0 auto; }
.faq details { border-bottom: 1px solid var(--line); }
.faq summary { list-style: none; cursor: pointer; font-family: var(--serif); font-weight: 700; font-size: 1.08rem; color: var(--ink); padding: 1rem 2rem 1rem 0; position: relative; }
.faq summary::-webkit-details-marker { display: none; }
.faq summary::after { content: "+"; position: absolute; right: 0; top: 50%; transform: translateY(-50%); color: var(--accent); font-size: 1.4rem; font-weight: 700; }
.faq details[open] summary::after { content: "\2212"; }
.faq details p { color: var(--muted); padding: 0 0 1.1rem; margin: 0; }

/* ---------- CTA ---------- */
.cta { padding: clamp(3rem, 6vw, 5rem) 0; }
.cta-inner { max-width: var(--max); margin: 0 auto; background: var(--ink-deep); color: #fff; border-radius: var(--radius-lg); padding: clamp(2.25rem, 4vw, 3.5rem); display: flex; align-items: center; justify-content: space-between; gap: 2rem; flex-wrap: wrap; position: relative; overflow: hidden; }
.cta-inner::before { content: ""; position: absolute; left: 0; top: 0; bottom: 0; width: 6px; background: var(--accent); }
.cta-inner::after { content: ""; position: absolute; right: -50px; top: -50px; width: 220px; height: 220px; border-radius: 50%; background: rgba(255,106,43,0.18); }
.cta-inner h2 { color: #fff; margin: 0 0 0.5rem; position: relative; }
.cta-inner p { color: #c3c8d6; margin: 0; max-width: 46ch; position: relative; }
.cta-actions { display: flex; gap: 0.75rem; flex-wrap: wrap; position: relative; }

/* ---------- Footer ---------- */
.site-footer { background: var(--ink-deep); color: #aeb4c2; padding: 3rem 0 1.5rem; }
.footer-inner { max-width: var(--max); margin: 0 auto; padding: 0 1.5rem; display: grid; grid-template-columns: 1.6fr repeat(3, 1fr); gap: 2rem; }
@media (max-width: 720px) { .footer-inner { grid-template-columns: 1fr 1fr; } }
.site-footer .logo { color: #fff; }
.site-footer .logo-sub { color: var(--accent-bright); }
.footer-brand p { color: #8d93a3; font-size: 0.92rem; margin: 1rem 0 0; max-width: 34ch; }
.footer-col h4 { color: #fff; font-size: 0.95rem; margin: 0 0 0.9rem; }
.footer-col ul { list-style: none; padding: 0; margin: 0; }
.footer-col li { margin-bottom: 0.5rem; }
.footer-col a { color: #aeb4c2; font-size: 0.92rem; }
.footer-col a:hover { color: var(--accent-bright); }
.footer-bottom { max-width: var(--max); margin: 2.5rem auto 0; padding: 1.25rem 1.5rem 0; border-top: 1px solid rgba(255,255,255,0.1); display: flex; justify-content: space-between; gap: 1rem; flex-wrap: wrap; font-size: 0.82rem; color: #8d93a3; }

/* reveal */
[data-reveal] { opacity: 0; transform: translateY(16px); transition: opacity 0.6s ease, transform 0.6s ease; }
[data-reveal].is-revealed { opacity: 1; transform: none; }
@media (prefers-reduced-motion: reduce) { [data-reveal] { opacity: 1; transform: none; } }

/* ==========================================================================
   APPLICATION WIZARD (.applyform-*) — themed to the bold system.
   Class names match the shared engine in js/apply.js; do not rename.
   ========================================================================== */
.apply-hero { padding: clamp(2.5rem, 5vw, 4rem) 0; background: var(--ink-deep); color: #fff; }
.apply-container { max-width: 760px; margin: 0 auto; padding: 0 1.5rem; }
.apply-hero-head { text-align: center; margin-bottom: 2rem; }
.apply-hero-head h1 { color: #fff; margin-bottom: 0.75rem; }
.apply-hero-lede { font-size: 1.1rem; color: #c3c8d6; max-width: 56ch; margin: 0 auto; }
.apply-hero-head .eyebrow { color: var(--accent-bright); }
.apply-hero-head a { color: var(--accent-bright); }

.applyform { background: #fff; border: 1px solid var(--line); border-radius: var(--radius-lg); box-shadow: var(--shadow-lg); margin-top: -3rem; position: relative; }
.applyform-inner { padding: clamp(1.5rem, 3vw, 2.5rem); }
.applyform-progress { display: flex; align-items: center; gap: 1rem; margin-bottom: 2rem; }
.applyform-progress-bar { flex: 1; height: 8px; background: var(--line); border-radius: 999px; overflow: hidden; }
.applyform-progress-fill { height: 100%; width: 8%; border-radius: 999px; background: var(--accent); transition: width 0.35s ease; }
.applyform-progress-label { font-size: 0.82rem; font-weight: 700; color: var(--muted); white-space: nowrap; }
.applyform-step { display: none; border: 0; margin: 0; padding: 0; min-width: 0; }
.applyform-step.is-active { display: block; animation: stepIn 0.35s ease; }
@keyframes stepIn { from { opacity: 0; transform: translateY(10px);} to { opacity: 1; transform: none; } }
.applyform-section-tag { display: inline-block; font-weight: 700; font-size: 0.72rem; letter-spacing: 0.08em; text-transform: uppercase; color: var(--accent); background: var(--accent-soft); padding: 0.3rem 0.7rem; border-radius: 6px; }
.applyform-step-num { display: block; font-size: 0.8rem; font-weight: 600; color: var(--muted); margin: 0.9rem 0 0.3rem; padding: 0; }
.applyform-step h3 { font-size: clamp(1.4rem, 2.6vw, 1.95rem); margin: 0.2rem 0 0.5rem; }
.applyform-help { color: var(--muted); margin-bottom: 1.5rem; }
.applyform-options { display: grid; gap: 0.75rem; }
.applyform-option { display: flex; align-items: center; gap: 0.85rem; padding: 1rem 1.1rem; border: 2px solid var(--line); border-radius: var(--radius-sm); cursor: pointer; transition: all 0.15s ease; }
.applyform-option:hover { border-color: var(--accent); background: var(--accent-soft); }
.applyform-option input { position: absolute; opacity: 0; pointer-events: none; }
.applyform-option:has(input:checked) { border-color: var(--accent); background: var(--accent-soft); box-shadow: var(--ring); }
.applyform-option-key { width: 28px; height: 28px; flex: none; display: inline-flex; align-items: center; justify-content: center; border-radius: 6px; background: #fff; border: 1.5px solid var(--line); font-weight: 700; font-size: 0.85rem; color: var(--muted); }
.applyform-option:has(input:checked) .applyform-option-key { background: var(--accent); border-color: var(--accent); color: #fff; }
.applyform-option-text { font-weight: 600; }
.applyform-grid { display: grid; gap: 1rem; }
.applyform-grid-2 { grid-template-columns: 1fr 1fr; }
.applyform-grid-address { grid-template-columns: 1fr 1fr 0.7fr 0.7fr; }
@media (max-width: 640px) { .applyform-grid-2, .applyform-grid-address { grid-template-columns: 1fr; } }
.applyform-field { display: flex; flex-direction: column; min-width: 0; }
.applyform-label { font-weight: 600; font-size: 0.9rem; margin-bottom: 0.4rem; color: var(--ink); }
.applyform-input, .applyform-select { font-family: var(--sans); font-size: 1rem; padding: 0.8rem 1rem; border: 2px solid var(--line); border-radius: var(--radius-sm); background: #fff; color: var(--text); width: 100%; transition: border-color 0.15s ease, box-shadow 0.15s ease; }
.applyform-input:focus, .applyform-select:focus { outline: none; border-color: var(--accent); box-shadow: var(--ring); }
.applyform-input.is-locked, .applyform-select.is-locked { background: var(--surface); color: var(--muted); }
.applyform-privacy, .applyform-legal { background: var(--surface); border: 1px solid var(--line); border-radius: var(--radius-sm); padding: 0.9rem 1.1rem; font-size: 0.9rem; color: var(--muted); margin-bottom: 1.25rem; }
.applyform-toggle { display: inline-flex; align-items: center; gap: 0.6rem; font-weight: 600; font-size: 0.92rem; cursor: pointer; margin-bottom: 1.1rem; }
.applyform-toggle input { position: absolute; opacity: 0; }
.applyform-toggle-box { width: 42px; height: 24px; border-radius: 999px; background: var(--line); position: relative; transition: background 0.18s ease; flex: none; }
.applyform-toggle-box::after { content: ""; position: absolute; top: 3px; left: 3px; width: 18px; height: 18px; border-radius: 50%; background: #fff; transition: transform 0.18s ease; box-shadow: var(--shadow-sm); }
.applyform-toggle input:checked + .applyform-toggle-box { background: var(--accent); }
.applyform-toggle input:checked + .applyform-toggle-box::after { transform: translateX(18px); }
.applyform-slider-wrap { margin: 0.5rem 0 1rem; }
.applyform-slider-display { display: flex; align-items: baseline; gap: 0.6rem; margin-bottom: 0.75rem; }
.applyform-slider-value { font-family: var(--serif); font-weight: 800; font-size: 2.1rem; color: var(--accent); letter-spacing: -0.02em; }
.applyform-slider-caption { font-size: 0.85rem; color: var(--muted); }
.applyform-slider { -webkit-appearance: none; appearance: none; width: 100%; height: 8px; border-radius: 999px; cursor: pointer; background: linear-gradient(90deg, var(--accent) 0%, var(--accent) var(--applyform-slider-pct, 35%), var(--line) var(--applyform-slider-pct, 35%), var(--line) 100%); }
.applyform-slider::-webkit-slider-thumb { -webkit-appearance: none; appearance: none; width: 26px; height: 26px; border-radius: 50%; background: #fff; border: 4px solid var(--accent); box-shadow: var(--shadow-sm); cursor: grab; }
.applyform-slider::-moz-range-thumb { width: 22px; height: 22px; border-radius: 50%; background: #fff; border: 4px solid var(--accent); box-shadow: var(--shadow-sm); cursor: grab; }
.applyform-slider-ticks { display: flex; justify-content: space-between; font-size: 0.78rem; color: var(--muted); margin-top: 0.5rem; }
.applyform-dropzone { display: flex; flex-direction: column; align-items: center; gap: 0.6rem; text-align: center; padding: 2rem 1.5rem; border: 2px dashed var(--line); border-radius: var(--radius); background: var(--surface); cursor: pointer; transition: all 0.15s ease; }
.applyform-dropzone:hover, .applyform-dropzone.is-dragging { border-color: var(--accent); background: var(--accent-soft); }
.applyform-dropzone input[type="file"] { position: absolute; opacity: 0; width: 0; height: 0; }
.applyform-dropzone-icon { width: 48px; height: 48px; border-radius: 50%; background: var(--accent-soft); color: var(--accent); display: inline-flex; align-items: center; justify-content: center; }
.applyform-dropzone-text strong { color: var(--accent); }
.applyform-dropzone-hint { display: block; font-size: 0.82rem; color: var(--muted); margin-top: 0.25rem; }
.applyform-filelist { list-style: none; padding: 0; margin: 1rem 0 0; display: grid; gap: 0.5rem; }
.applyform-filelist-item { display: flex; align-items: center; gap: 0.6rem; padding: 0.6rem 0.8rem; border: 1px solid var(--line); border-radius: var(--radius-sm); font-size: 0.9rem; }
.applyform-filelist-icon { color: var(--accent); display: inline-flex; }
.applyform-filelist-name { flex: 1; font-weight: 600; overflow: hidden; text-overflow: ellipsis; white-space: nowrap; }
.applyform-filelist-size { color: var(--muted); font-size: 0.82rem; }
.applyform-filelist-remove { background: none; border: none; color: var(--muted); font-size: 1.2rem; cursor: pointer; line-height: 1; }
.applyform-filelist-remove:hover { color: #c0392b; }
.applyform-error { color: #c0392b; font-size: 0.9rem; font-weight: 600; min-height: 1.2em; margin: 0.75rem 0 0; }
.applyform-state { display: none; text-align: center; padding: 2rem 1rem; }
.applyform-state.is-active { display: block; animation: stepIn 0.35s ease; }
.applyform-spinner { width: 44px; height: 44px; border-radius: 50%; border: 4px solid var(--line); border-top-color: var(--accent); margin: 0 auto 1.25rem; animation: spin 0.8s linear infinite; }
@keyframes spin { to { transform: rotate(360deg); } }
.applyform-check { width: 56px; height: 56px; border-radius: 50%; background: var(--accent-soft); color: var(--accent); font-size: 1.8rem; display: inline-flex; align-items: center; justify-content: center; margin-bottom: 1rem; }
.applyform-banner { display: none; background: #fff4e5; border: 1px solid #f0c987; color: #92400e; border-radius: var(--radius-sm); padding: 1rem 1.1rem; margin-top: 1.25rem; font-size: 0.92rem; }
.applyform-banner.is-active { display: block; }
.applyform-nav { display: flex; align-items: center; justify-content: space-between; gap: 1rem; margin-top: 2rem; }
.applyform-nav-hint { font-size: 0.82rem; color: var(--muted); }
.applyform-nav-hint kbd { background: var(--surface); border: 1px solid var(--line); border-radius: 5px; padding: 0.1rem 0.4rem; font-size: 0.78rem; }
.applyform-btn { font-family: var(--serif); font-weight: 700; padding: 0.85rem 1.6rem; border-radius: var(--radius-sm); border: 2px solid transparent; cursor: pointer; }
.applyform-btn-back { background: transparent; color: var(--muted); border-color: var(--line); }
.applyform-btn-back:hover { color: var(--ink); border-color: var(--ink); }
.applyform-btn-arrow { background: var(--accent); color: #fff; }
.applyform-btn-arrow:hover { background: var(--accent-bright); transform: translateY(-2px); box-shadow: var(--shadow-md); }
.apply-trust { display: grid; grid-template-columns: repeat(auto-fit, minmax(220px, 1fr)); gap: 1.25rem; margin-top: 2.5rem; }
.apply-trust-card { background: var(--surface); border: 1px solid var(--line); border-radius: var(--radius); padding: 1.5rem; }
.apply-trust-card .card-tag { display: inline-block; font-weight: 700; font-size: 0.72rem; letter-spacing: 0.06em; text-transform: uppercase; color: var(--accent); margin-bottom: 0.6rem; }
.apply-trust-card h3 { margin-bottom: 0.4rem; }
.apply-trust-card p { color: var(--muted); font-size: 0.95rem; margin: 0; }

/* ---- Quick Capital: bolt logo + amount-led hero ---- */
.logo-bolt { width: 24px; height: 28px; fill: var(--accent); flex: none; }
.hero-amount-label { font-size: 1.05rem; color: #c3c8d6; font-weight: 600; margin: 0 0 0.35rem; letter-spacing: 0.01em; }
.hero-amount { font-size: clamp(3rem, 9vw, 6rem); line-height: 0.95; color: #fff; margin: 0 0 1.6rem; letter-spacing: -0.03em; }
.hero-amount .dash { color: var(--accent); margin: 0 0.08em; }
.hero-cta-row { display: flex; align-items: center; gap: 1.1rem; flex-wrap: wrap; margin-bottom: 2rem; }
.hero-micro { font-size: 0.9rem; color: #9aa0b2; font-weight: 600; }
.hero-quals { display: flex; flex-wrap: wrap; gap: 1.1rem 1.75rem; }
.hero-quals span { display: inline-flex; align-items: center; gap: 0.5rem; color: #e6e9f1; font-size: 0.95rem; font-weight: 600; }
.hero-quals svg { width: 18px; height: 18px; fill: none; stroke: var(--accent); stroke-width: 2.6; stroke-linecap: round; stroke-linejoin: round; flex: none; }